Senior Role in Risk Management
Credit & Underwriting
Full-Time
3-7
Gurugram
Job ID:
AS71
About the Business
OXYZO Financial Services Ltd. is a Leading Fintech NBFC headquartered in Gurugram. We are into B2B Lending and cover both SME and Emerging Corporate customers Pan-India having our offices spread across 20+ cities in India including NCR, Chandigarh, Jaipur, Indore, Ahmedabad, Mumbai, Bangalore, Hyderabad, Chennai, Kolkata, etc.
OXYZO is part of the OfBusiness Group and was incorporated in 2017 - having already built an AUM (Asset Under Management) of 7,700 Cr with a PAT of 300 Cr last year and is growing year on year with well-established processes and governance framework with marque investors including Creation Investments, Matrix Partners, Norwest, Tiger Global and Alpha Wave.
What you will do.
Senior Role in Risk Management Directly working with CRO
Functional Responsibilities:
· To develop and implement ICAAP framework, ALM Framework, HQLA
· ECL Models including calculations of PD, EAD and LGD and etc. for credit risk
· Develop and implement grading models of Risk classification across portfolio
· Have knowledge of Enterprise Risk Management (ERM) and ORM.
· Identify, assess, and monitor operational risks across lending portfolio, outsourcing, and
internal financial control processes.
· Work on EWS, Fraud Risk management controls
· Built branch controls and monitoring systems
· Transaction monitoring system including Suspicious transaction, Cash transactions etc
· Closely work with CISO on Data Security, Cyber Security, Physical Security & Privacy Security Risk.
· Developing & Managing Key Risk Indicators
· Conduct regular risk assessments of the portfolio including QML, DPD Analysis & Staging. Ensure appropriate risk mitigation measures are in place and document the same
· To Identify emerging risks that present new regulatory, geo-political, strategic, or
operational risks and insights into macro-risk indicators.
· Coordinate with internal and external auditors and regulatory bodies during audits and
inspections.
What we are looking for.
Desirable Candidate:
· A master’s degree, MBA-Finance, FRM, CFA, CA, CMA, CS. Minimum of 3 years of experience in Risk Management from Bank or NBFC only.
· Strong understanding of risk management frameworks, regulatory requirements, and
industry best practices.
· Good understanding of financial sector with technical understanding.
What we are offering.
Fastrack Career Growth
High-Impact Roles
Ownership & Role Autonomy
Exceptional Peer Group
Enjoyable Workplace Culture
Competitive Pay & Rewards